empower opharnsMany poor marginalized communities lack affordable housing, child care, health care, and jobs that pay a living wage. Putting money into under-served communities as an investment strategy that remedies economic disparity by providing lower-income people access to capital, credit, and training that they otherwise would not have. Community investing, however, is beyond charity and is a sound investment practice. These investments earn competitive returns, like community development investments, but also produce a social return that is attractive to investors and helps communities in need.

Inviting Investors/Donors/Governments/Companies/Organizations to invest with PRF programs to Community Investment.

Below are five featured priority programs/project to invest on to change the living standards for the marginalized and poor community in Kenya and its environs. Please invest with us for the better world. The programs/projects are self sustainability and donor funding support as they expands.

Africa Gold Dust Community Investment- (AGDCI) –Program:

An estimated 15,000 children are working in gold mines in the districts of Nyatike and Migori in western Kenya’s Nyanza province, either in actual extraction or in ancillary services such as selling food, according to the local Children’s Welfare Office. This number rises significantly at weekends and during school holidays.

Many people who rent a section of the mine on a daily basis – will pay child 100 shillings (US$1.20) for his labor. A gram of gold sells for around $55 on the world market.

“Those who have employed them are rich, but the children just want a little money to buy good clothes and food for their guardians. They don’t want to be rich,” that’s what they say.

Some end up missing school altogether. “When you look at the levels of school drop-outs… the closer a school is to a gold mine, the higher the rates of [decline] in school attendance,” said the Nyanza provincial director of education.

Poverty factor

“We know the dangers of involving children in gold mining, both in terms of losing school days and damaging their health, but we rely on the goodwill of people to report cases but this doesn’t happen often because parents encourage their children to seek employment at the mines,” said a senior children’s officer in Migori. “When people are poor, nothing that brings in income is dangerous.”

A government official in one of the mining areas said his efforts to persuade parents to keep their children in school had been in vain.

“One thing that has held us back is that while we promote education, there is little to end the cycle of poverty that creates this problem in the first place,” he said.

“A parent will find it hard to send a boy to school when that boy can bring back income that very evening when employed at the mine,” he added.

Children under 18 constitute 30-50 percent of the total workforce in small-scale gold mines across Africa, according to the UN International Labour Organization.

Africa Gold Dust Community Investment- (AGDCI) –Program will support to empower orphaned and vulnerable children in these marginalized areas to achieve their full potential in life and children rights in education and other basic needs.

The program will also empower the parents and guardians who are encouraging the children to child labor abuse and create the awareness of health hazard in use of mercury to amalgamate small particles of gold is also a source of concern because of its high toxicity and detrimental impact on children’s development.

So Prophet Reward Foundation is inviting the serious investors who are interested to invest in community development through this program.

PRF Charity Venturesome (PRF-CV) – (Approx: US$).

PRF Charity Venturesome is a (social investment) that will be providing affordable financial support to charities, social enterprises and community groups (NGOs, FBOs, CBOs, Self-help groups, Women & Youth groups) when grants may not be available and access to traditional financial institutions is difficult.

What is social investment?

Social investment is the use of repayable finance to achieve a social as well as a financial return. Capital is lent to organizations with the explicit aim of furthering their social outcomes – ranging from helping young unemployed people secure work to alleviating poverty in developing countries.

How can social investment support your charity?

Social investment can be useful for charitable organizations looking to grow or to manage their working capital. At PRF Venturesome we understand the financial problems that social organizations face, from grants and contracts being paid in arrears to needing support to scale up.

We are dedicated to offering social investment that meets your requirements:

  • We work closely with you to understand your charity’s particular situation
  • We base our proposal on both your financial performance, and your present and future social impact
  • We consider every single application on merit and work closely with you every step of the way through the life cycle of the investment
  • We aim to provide social investments that help you to achieve a more secure footing for the long-term sustainability of your organization
  • We too are a registered charity aiming to achieve high social impact, with repaid money recycled to multiple charities for the widest benefit

How can PRF Venturesome help?

PRF Venturesome provides affordable financial support to charities and social enterprises in the form of unsecured repayable loans when commercial lenders may be unwilling to help.

We offer:

  • Unsecured loans – for up to five years
  • Standby facility – similar to an overdraft, a pot of money that is put aside for your organization that can be accessed if and when it is required
  • Other less common social investment products, including Social Impact Bonds and revenue participation agreements

Prophet Charity House Feeding Program (PCH-FP) – (Approx: US$).

This program will end hunger in Kenya completely and other horn of Africa Countries through food packaging events for emergency response. It is a self sustainable program which we will be recruiting local and international volunteers to mobilize the resources in organized food packaging events. Our main targets in mobilizing the resources and food packaging are individuals, families, schools, churches, colleges, universities, other local and international institutions and companies with corporate programs.

PRF will be facilitating and organizing the events, the distributing the packaged food to our beneficiaries orphans, street children, vulnerable children, elderly families, support of feeding programs in community development institutions ie. Children homes, orphanages, health centers, dispensaries, hospitals, informal schools, public schools etc in Kenya and other horn of Africa countries. This program is an initiative campaign to kick off hunger out of Kenya and other horn of Africa countries when fully supported.

Community Investment Education Kit  – (Approx: US$).

The program will give millions of orphaned and vulnerable children an opportunity to learn who fails to join the secondary schools after passed their exams for the lack of school fees. Our aim is to educate whoever child is registered with our program from public/community/informal schools in Kenya with pass mark of 250+1 out of 500 class eight (8) final exam marks. Most scholarship programs in Kenya support the minimum of 320 marks where majority students are left out where some of them joins criminal activities and local illicit brew including commercial sex work due to frustrations. PRF will look for a needy child with a pass to join the secondary school interested in learning and is not able.

Clean Water – Healthy Community (CWHC) – Approx: US$.

This is a commercial project intended to train women from door to door in urban and rural villages set-up for the provision of clean water. Every home stead will be provided by health water making machine in order to control  diseases like cancer, obesity, blood pressure, diabetes etc.

Email us to contact us how we are going to partner for your investment to the community.,